Personal Checking Accounts

At First Independent Bank, personal banking is much more than a checking account. It’s about providing you with deposit products that fit your needs, online solutions which let you bank anytime, anywhere, and account services to help you manage your money effectively.

 

 

First Independent Bank Checking Accounts include these benefits:

CHECKINGNOW ACCOUNTMONEY MARKET ACCOUNT

INFORMATION

All the things you need - a debit card, Online and Mobile Banking*, E-Statements and BillPay.

Valuable account benefits you won't find in a basic checking account with the flexibility to manage your account the way you want, and it pays interest.**

The flexibility to bank the way you want, when you want, plus it pays interest.**

MINIMUM TO OPEN

Minimum $100.00 to open

Minimum $100.00 to open

Minimum $1,000.00 to open

ACCOUNT AND DIGITAL FEATURES*

Banking tools that let you do your banking from your laptop, tablet or smartphone - anywhere, anytime. Online Banking & BillPay, Mobile Banking.
Simple, secure way to send and receive payments.

Banking tools that let you do your banking from your laptop, tablet or smartphone - anywhere, anytime. Online Banking & BillPay, Mobile Banking.
Simple, secure way to send and receive payments.

Banking tools that let you do your banking from your laptop, tablet or smartphone - anywhere, anytime. Online Banking & BillPay, Mobile Banking.
Simple, secure way to send and receive payments. 

MINIMUM BALANCE TO AVOID MONTHLY SERVICE CHARGE

$500 Average Monthly Balance

$1,000 Average Monthly Balance

$1,000 Average Monthly Balance

MONTHLY SERVICE CHARGE

$499 - $200 average balance -$8.00

$199 and under average balance - $10.00

 $7.00

$10.00

DEBIT CARD¹

Free Debit Card

Free Debit Card

Debit Card Not Available

DEPOSITS/CHECKS

Unlimited number of deposits and unlimited check writing each month

Unlimited number of deposits and unlimited check writing each month

Up to six withdrawals or transfers each month

E-STATEMENTS

Free E-Statements that include check images

Free E-Statements that include check images

Free E-Statements that include check images

PAPER STATEMENTS AND CHECK IMAGES

Paper statement and check images available

Free paper statement, Check images available

Free paper statement available. Free check images are provided with statement automatically

To open an account at First Independent Bank you will need proof of a valid identification number, a form of identification (acceptable options are a valid driver's license, military ID, state ID, or passport), and proof of current address.

*Mobile carrier fees may apply.

**For current rates and account disclosures, call (417) 678-3333 or stop by the bank.

¹The ATM/Debit card is not a credit card. Transactions are deducted from your First Independent Bank checking account.

Reorder Checks

Lost or Stolen Card?

 

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