Free Checking Accounts





Open a First Independent Bank Free Checking Account today!

Our Free Checking account takes a minimum $50.00 deposit to open, and comes with a free ATM card¹, free Online and Mobile Banking*, free mobile deposit, and free online BillPay. There is no monthly minimum balance and no monthly service charge! Overdraft protection is available, up to $400.00.**  You can write as many checks as you'd like, and the first box of basic checks are free! Also, take advantage of going paperless with E-Statements!² Check images are included.

Compare the Free Checking accounts with our Interest Checking Accounts and our Money Market Accounts by visiting our Personal Checking Accounts page!


To learn more about the Free Checking Accounts, call or stop by the bank!


 To open an account at First Independent Bank you will need proof of a valid identification number, a form of  identification (acceptable options are a valid driver's license, military ID, state ID, or passport), and proof of current  address.

  *Mobile carrier fees may apply.

  **For current rates and account disclosures, call (417) 678-3333 or stop by the bank.

  ¹The ATM/Debit card is not a credit card. Transactions are deducted from your First Independent Bank checking account.

  ²E-Statements are required.

Reorder Checks

  Lost or Stolen Card?


Back to Top