First Independent Bank Checking Accounts include these benefits:
accounts | FREE CHECKING ACCOUNT | INTEREST CHECKING ACCOUNT | MONEY MARKET ACCOUNT |
INFORMATION
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All the things you need - a debit card, Online and Mobile Banking*, E-Statements and BillPay.
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Valuable account benefits you won't find in a basic checking account with the flexibility to manage your account the way you want, and it pays interest.**
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The flexibility to bank the way you want, when you want, plus it pays interest.**
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MINIMUM TO OPEN
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Minimum $50.00 to open
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Minimum $100.00 to open
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Minimum $1,000.00 to open
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ACCOUNT AND DIGITAL FEATURES*
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Banking tools that let you do your banking from your laptop, tablet or smartphone - anywhere, anytime. Online Banking & BillPay, Mobile Banking. Simple, secure way to send and receive payments.
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Banking tools that let you do your banking from your laptop, tablet or smartphone - anywhere, anytime. Online Banking & BillPay, Mobile Banking. Simple, secure way to send and receive payments.
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Banking tools that let you do your banking from your laptop, tablet or smartphone - anywhere, anytime. Online Banking & BillPay, Mobile Banking. Simple, secure way to send and receive payments.
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MINIMUM BALANCE TO AVOID MONTHLY SERVICE CHARGE
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No minimum balance required
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$1,000 average monthly balance
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$1,000 average monthly balance
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MONTHLY SERVICE CHARGE
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No monthly service charge
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$7.00
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$10.00
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DEBIT CARD¹
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Free Debit Card
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Free Debit Card
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Debit Card Not Available
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DEPOSITS/CHECKS
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Unlimited number of deposits and unlimited check writing each month
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Unlimited number of deposits and unlimited check writing each month
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Up to six withdrawals or transfers each month
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E-STATEMENTS
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Free E-Statements that include check images
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Free E-Statements that include check images
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Free E-Statements that include check images
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PAPER STATEMENTS AND CHECK IMAGES
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No paper statement, E-Statements are required
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Free paper statement, Check images available
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Free paper statement available. Free check images are provided with statement automatically
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Looking for an account that rewards you? Check out our Kasasa account options!

To open an account at First Independent Bank you will need proof of a valid identification number, a form of identification (acceptable options are a valid driver's license, military ID, state ID, or passport), and proof of current address.
*Mobile carrier fees may apply.
**For current rates and account disclosures, call (417) 678-3333 or stop by the bank.
¹The ATM/Debit card is not a credit card. Transactions are deducted from your First Independent Bank checking account.
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