Credit & Loan Services


First Independent Bank is committed to serving the personal and commercial credit needs of our community. Our loan officers work closely with consumers and small-to-medium sized businesses to determine their credit needs and recommend the best method of financing to satisfy those needs. Our loan products and services include:

  • Real Estate Loans: variable and fixed rate loans are available for your construction, purchase or refinance needs.
  • Consumer Loans: automobile, home improvement, personal loans and more are available to meet your needs.
  • Commercial Loans: short-term and long-term loans are available to help you get your business started or to help you grow.

Whatever your financing needs, we will make every effort to help you. Come visit with one of our lending professionals to help determine your specific financing needs. Our goal is to keep our community’s money working here at home to benefit Southwest Missouri and the surrounding area.

***Loan applications are available upon request at First Independent Bank. Rates and fees will be determined during application process.


All loan payments must be accompanied by the account number or payment book provided. Loan payments must be sent to First Independent Bank, P.O. Box 329, Aurora, MO 65605.

Loan payments may also be made in person to First Independent Bank personnel at 1100 S. Elliott Ave., Aurora, MO 65605. Payments must be received by 3:00 p.m., Central Time Zone, Monday thru Friday, except bank holidays, to be credited as of that date.

All other payments received will be credited as of the next business day or as otherwise permitted by law.

REG. Z 226.36