Protecting your privacy is important to FIRST INDEPENDENT BANK and our employees. We want you to understand what information we collect and how we use it. In order to provide our customers with a broad range of financial products and services as effectively and conveniently as possible, we use technology to manage and maintain customer information. The following policy serves as a standard for all FIRST INDEPENDENT BANK employees for collection, use, retention, and security of nonpublic personal information.
WHAT INFORMATION WE COLLECT:
We may collect “nonpublic personal information” about you from the following sources:
- Information we receive from you on applications, verbal conversations with you or other loan and account forms:
- Information about your transactions with us or others; and
- Information we receive from third parties such as credit bureaus.
“Nonpublic personal information” is nonpublic information about you that we obtain in connection with providing a financial product or service to you. For example, nonpublic personal information includes information regarding your account balance, payment history and overdraft history.
WHAT INFORMATION WE DISCLOSE:
We do not disclose “nonpublic personal information” about our customers or former customers to anyone, except as permitted by law. For example, we are permitted by law to share “nonpublic personal information” to report to credit bureaus, to prevent fraud, and to comply with the law or a court order. We do not disclose information about former customers, except as permitted by law.
OUR SECURITY PROCEDURES:
We also take steps to safeguard customer information. We restrict access to your personal and account information to those employees who need to know that information to provide products or services to you. Employees who violate these standards will be subject to disciplinary measures. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.